Integration

global Payment Gateways

Integration

While choosing a payment gateway, it is crucial to know about the integration. There are multiple ways of integrating a payment gateway to a website. Moreover, there are various needs for a payment gateway, such as Shopping Cart integration. Plugins are the easy way out to get the features on-board for the payment gateway.

We are here to address the Integration Methods of a Payment Gateway. This will help you to choose the best service provider as well. As you will understand, the Hosted Payment Gateway, Non-Hosted Payment Gateway, Self-Hosted Payment Gateway, and Plug n Play Integrations, you will get a clearer idea about all of it.

Hosted Payment Gateway

The easiest way to understand this is through an example. Whenever you pay on a website that redirects you to a page that is not native to the website, it is a Hosted Payment Gateway.

In other words, a hosted payment gateway is a payment processing channel operated by the service provider for the payment processing on a merchant’s website. The consumer will be redirected to the payment service provider’s page for the payment. Then they will return to the website for the checkout and the bills.

There are various benefits and cons of using a Hosted Payment Gateway

Pros:

  • A hosted payment gateway is entirely in command of the payment service provider. Thus, you don’t have to worry about the payment processes. It has exceptional ease of use capabilities.
  • The Ease of Integration is relatively high as the integration kits are provided in all the major computing languages.
  • The PCI Compliance is on the service provider. In other words, you don’t have to take PCI compliance on your head for the payment gateway.

    • Cons:

  • Almost no control over the payment gateway. Your business can only be a host to the page, and you cannot have end-control on your part.
  • Vulnerability to scams. Major moving parts account for more problems. Fraudsters and scammers tend to attack more on an off-site payment gateway.
  • Significantly reduces Consumer Satisfaction. As it involves redirections to other sites, the payment might take longer than expected. Redirections have always been a massive problem for the payment experience. Thus, it can hamper the brand image as well.

    • API/Non-Hosted Payment Gateway

    A Non-Hosted Payment Gateway is integrated through API. There are multiple advantages of this payment gateway for any business. Be it an Online Casino Payment Gateway or Payment Gateway for IPTV; a non-hosted payment gateway is profitable in any regard.

    This payment gateway can be wholly integrated into your website and provide re-directionless payments to consumers. When someone pays on this payment gateway, the complete process is on a single-window: the payment details, the payment processing, and the checkout with reporting.

    Pros:

  • Completely Customizable at the Merchant’s End. Moreover, you can personalize the payment gateway according to your brand image.
  • Ease of Checkout for the consumers. An API Hosted Payment Gateway ensures easy checkout options.
  • A merchant can integrate various plugins for ease of payment. A shopping cart can be integrated into an eCommerce Website as well.
  • You can offer alternate payment methods to the consumers for ease of payment.
  • Merchant can integrate fraud prevention tools into the payment gateway.
  • Merchant can choose a payment service provider to manage chargebacks for the business.
  • An API-Hosted Payment Gateway works mind-blowingly with the third-party plugins as well.

    • Cons:

  • A merchant is responsible for getting PCI Compliance and SSL Certification on the website.

    • Self-Hosted Payment Gateway

    A payment gateway that is wholly managed and published by you for your business. Consumers enter their payment details on Merchant’s website. And the merchant, in turn, collects the data and transfers it to the payment service provider for further processing. The merchant needs to either send the complete information through a particular format or a hash key or hidden key.

    Pros:

  • The merchant has complete control over the payment gateway and adds alternate payment methods into it as well. Moreover, the merchant can monitor the payment flow.

    • Cons:

  • If the system fails, the merchant has to invest a considerable sum for the professionals.
  • A Self-Hosted Payment Gateway requires constant technical support.

    • Ready-To-Use Plugins

    Various ready-to-use plugins can be integrated into all the major platforms. It allows your business to accept online payments on your website readily. These extensions are plug n play payment gateways. These are some of the best ways to kick-start your eCommerce business.

  • It doesn’t need any rocket science to integrate it into your eCommerce business on a powerful platform.
  • Offers customization to the merchant.

    • Cons:

  • The plugin renewals are costly.
  • Limited to a specific platform.

    • A Complete Gist

    These are some of the types of payment gateway and integration options available for the payment processing channel. WebPays offer you all the solutions that you require for your payment processing. Our In-House expert team is ready to resolve all your queries in an instant. Get in touch with us today to get a personalized solution for your business.

    Tags:- Merchant Account, Payment Gateway, Chargeback Protection, International Merchant Account Credit Card Processing e-Check Payment Gateways