CBD and hemp product businesses operate in one of the most misunderstood categories in payment processing. Despite being legal in the UK, EU, and most of the US, CBD merchants are routinely declined by mainstream processors. WebPays provides compliant CBD merchant accounts and payment gateways for brands selling CBD oil, hemp supplements, topicals, and wellness products.
Why CBD Businesses Need a Specialist Payment Gateway
Visa, Mastercard, and mainstream processors classify CBD as high-risk due to regulatory uncertainty across jurisdictions, the historical association with controlled substances, and elevated chargeback patterns in the category. A specialist CBD payment gateway is underwritten by acquirers who specifically permit CBD and hemp products, with compliance infrastructure matched to the regulatory landscape in each market.
CBD Products We Support
- CBD oil tinctures and capsules
- Hemp topicals, balms, and skincare
- CBD edibles and gummies (where legally permitted)
- Hemp protein and nutritional supplements
- CBD for pets (veterinary hemp supplements)
- Wholesale and B2B CBD distribution
CBD Merchant Account UK
In the UK, CBD products are legal under Novel Food regulation if they are compliant with FSA guidelines. UK CBD merchants applying with WebPays should provide FSA Novel Food authorisation documentation, lab certificates of analysis (CoA), and THC content verification. UK-registered CBD businesses typically onboard within 5–7 business days.
CBD Payment Gateway Europe
European CBD processing varies by market — Germany, Switzerland, France, the Netherlands, and Spain each have different regulatory requirements for CBD product sales. WebPays supports EU CBD merchants with multi-jurisdiction compliance review and multi-currency EUR processing. SEPA Direct Debit is available as a supplement to card processing for recurring CBD subscription customers.
Frequently Asked Questions
Is it legal to process card payments for CBD in the UK?
Yes. CBD products that comply with UK FSA Novel Food regulations and contain less than 0.2% THC can be sold legally in the UK. Specialist CBD payment gateways like WebPays process these transactions compliantly for UK-registered merchants.
How do I get a CBD payment gateway in Europe?
Apply with a specialist high-risk payment processor that explicitly permits CBD in European markets. You will need to provide product documentation, CoA lab results, THC content data, and jurisdiction-specific compliance documentation. WebPays accepts applications from EU CBD merchants across all major markets.